Privacy Policy

1. Information We Collect

Information You Provide

• Contact information when you reach out to us (name, email address)
• Feedback and suggestions you submit through our contact forms
• Any other information you voluntarily provide

Information Automatically Collected

• Usage data (pages visited, time spent, calculator usage)
• Device information (browser type, operating system, IP address)
• Cookies and similar tracking technologies

Calculator Input Data

Important: All calculator inputs (share quantities, prices, dividend amounts) are processed locally in your browser and are never sent to our servers or stored anywhere. Your financial calculations remain completely private.

2. How We Use Your Information

We use the collected information for the following purposes:

• To provide and maintain our dividend calculator services
• To respond to your inquiries and provide customer support
• To improve our website and calculator tools
• To analyze usage patterns and optimize user experience
• To detect and prevent technical issues or abuse
• To comply with legal obligations

3. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties, except in the following circumstances:

• Service Providers: Trusted third-party services that help us operate our website (hosting, analytics)
• Legal Requirements: When required by law or to protect our rights and safety
• Business Transfers: In case of merger, acquisition, or sale of assets
• Your Consent: When you explicitly agree to the sharing

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience:

You can control cookies through your browser settings. However, disabling certain cookies may affect site functionality.

5. Data Security

We implement appropriate security measures to protect your information:

• SSL encryption for all data transmission
• Secure hosting infrastructure with regular security updates
• Limited access to personal information on a need-to-know basis
• Regular security audits and monitoring
• Client-side calculator processing (no financial data transmission)

6. Your Rights and Choices

You have the following rights regarding your personal information:

7. Third-Party Services

Our website may integrate with third-party services for functionality and analytics:

• Google Analytics: For website usage analysis (anonymized data)
• Hosting Providers: For website hosting and content delivery
• Financial Data Providers: For current stock prices and dividend information

These services have their own privacy policies, and we encourage you to review them.

8. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If you become aware that a child has provided us with personal information, please contact us immediately.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your personal information in accordance with this Privacy Policy and applicable data protection laws.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will:

• Post the updated Privacy Policy on this page
• Update the "Last updated" date at the top
• Notify users of significant changes via email or website notice
• Provide a summary of key changes when material updates are made

11. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: